The process for opening a new bank account is fairly simple and straightforward these days, whether you already have a few accounts to your name or you're opening your very first one.

Luckily, many banks now make it easier than ever to open a bank account. Most offer online applications, and many have mobile applications you can complete on your phone in minutes. In some cases ...

While many online banks don't have physical locations ... it doesn't check your credit score or banking history when you apply for a checking account, savings account, or credit card.

When it comes to borrowing, online banks typically use streamlined application processes that offer faster turnaround times. For example, SoFi offers personal loans with approval decisions in as ...

Typically, you will need to apply for an overdraft separately once you have opened the bank account. Opening an online bank account is usually very quick. Depending on the account, you can open it ...

The invention of automated teller machines (ATMs) took the banker out of many transactions, but in the last 25 years, online banking has taken things even further. Now, you can skip in-person ...