AI in Fintech: Revolutionising Credit Risk Models
By incorporating data from transaction records, customer activity, and market trends, AI allows lenders to evaluate ...
AI In Lending - The Hidden Tech Refining Your Bank Experience
As artificial intelligence (AI) continues to shape industries worldwide, its role in banking has quietly evolved behind the ...
What is a FICO score and why does it matter for your financial health?
FICO scores are becoming more relevant in India’s lending market despite the dominance of CIBIL scores. This credit risk tool ...
Sandeep Yadav Redefines Banking Risk Management with Breakthrough Credit Loss Reserve Model
At the center of Sandeep Yadav's success is his work on building better Probability of Default (PD), Loss Given Default (LGD) ...
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Middle Market Credit Check: 5% of Borrowers at Risk in 2025
KBRA’s latest quarterly report reveals that while most middle market borrowers have adapted to higher interest rates, 5% face heightened default risk in 2025. With nearly $922 billion in debt under ...
German Watchdog to Probe If Insurers Grasp Private Credit Risks
Germany’s financial regulator plans to ask the country’s insurers if they grasp the risk of investments they have made in ...
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AM Best Affirms Credit Ratings of Well Link Life Insurance Company Limited
AM Best has affirmed the Financial Strength Rating of B+ and the Long-Term Issuer Credit Rating of“ bbb-” of Well Link Life Insurance Company Limited. Well Link Life has been operating a life ...