Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

Start the credit card debt forgiveness process online now. Yes, a debt collector can refuse your settlement offer. Debt collectors are not legally required to accept less than the full amount owed ...

How Does Debt Settlement Work? What is debt settlement? Debt settlement, also known as debt relief, debt negotiation, debt adjustment and debt resolution, is a process through which consumers ...

When you deny a credit card debt settlement offer, creditors may take one of ... text messages and letters sent to your home to try and recover the outstanding balance. In some cases, creditors ...

Declaring bankruptcy can offer big relief to those buried by debt, but do debt collectors get paid in the process?