Rebecca is a freelance contributor to Newsweek’s personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education. Rebecca has ...

Commissions do not affect our editors' opinions or evaluations. Buy now, pay later (BNPL) apps can help consumers finance everyday purchases like clothing, gifts and home decor without extensive ...

Consumers will receive a single-use virtual card through the website or the app to pay for their purchases wherever they want. While the Better Business Bureau gives Affirm an A- rating (you can ...

Pay Later (BNPL) services offer a flexible way to make purchases by allowing payments in instalments, often with no interest.

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If you have an iPhone 6 or newer, you already have Apple Pay. It's baked into iOS as part of the Wallet app. To use Apple Pay, you must first set up a passcode, Touch ID, or Face ID (if you use an ...

Klarna is one of the most well-known BNPL services, and is is widely accepted across major UK retailers, making it a flexible choice for shoppers. It offers three main payment options: Pay in 3: Split ...

Some of the most expensive budgeting apps cost a little more than $100 for the year. Many paid budgeting apps have a monthly price and offer a discount if you pay annually. Paid budgeting apps ...