One crucial — yet often overlooked — aspect is sequence of return risk. This risk refers to the danger of experiencing negative investment returns early in retirement, which can significantly ...

If a year later, the value of your investment has increased to $1,100, you have earned a return or 'reward' of $100 (or 10%). The two concepts of risk and reward are intrinsically related.

It may be a good opportunity for investors to review their portfolios to see if they have the right risk-and-return balance, and whether they're allocated too aggressively. "It is important to ...