The Social Security Administration is tightening its rules on Social Security overpayment. Beneficiaries could see 100% withholding, a jump from the current 10% rate.

If someone cannot afford full recovery of their overpayment, they can contact Social Security at 1-800-772-1213 or their local office.

KEY TAKEAWAYS The Social Security Administration plans to cut or avoid spending $800 million this fiscal year and plans to reduce its workforce by more than 12%.Experts said these budget cuts could make it harder for beneficiaries to contact Social Security and could disrupt benefits.

The agency will move ahead with a much narrower revision eliminating direct deposit changes by phone amid DOGE fraud concerns.