Either way, don't expect annuities and CDs to go out of style anytime soon. Not when you can lock in a rather decent interest rate without having to take on excessive amounts of risk. At the end ...

Both CDs and fixed annuities can be used as a safe way to invest for retirement, often earning a fixed return on your funds. CDs are commonly offered from banks and credit unions, while fixed ...

Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

Guaranteed deposits, such as bank CDs and fixed-rate annuities, may pay less, but both the interest income and principal are assured (although in different ways). Most retirees use a portfolio of ...