David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less.

Certificates of deposit (CDs), which are time deposit accounts that hold your money for a specific length of time and earn you interest, are collecting dust in America’s collective tool chest.

If you want to save for a future goal and potentially earn much better returns, consider a certificate of deposit (CD). A CD is a low-risk type of deposit account that helps you earn compound ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...

Vinyl and streaming may grab all the headlines, but CDs are still going strong – in fact, CD sales have seen an uptick in recent years, which is always good news to fans of physical formats. Whether ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Synchrony Bank CDs come with no minimum deposit requirement. Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty.

Browse Investopedia’s expert-written library to learn more. CDs, along with other types of deposit products, do not build credit. Only borrowing money through some type of loan from a ...

In the past few months, Greater Cincinnati Kroger shoppers may have noticed something out of the ordinary: a robot with shining blue lights, perusing shelves and casting a narrow ray of bright ...