AI is reshaping credit risk assessment, offering a more effective approach to evaluating businesses that operate outside conventional frameworks. SMEs, particularly digital-first companies ...
FICO scores are becoming more relevant in India’s lending market despite the dominance of CIBIL scores. This credit risk tool ...
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At the center of Sandeep Yadav's success is his work on building better Probability of Default (PD), Loss Given Default (LGD) ...
AM Best has assigned a financial strength rating of A- (Excellent) and a long-term issuer credit rating of “a-” (Excellent) ...
Frictionless affordability checks have the potential to cause "confusion" as different credit reference agencies (CRAs) can produce divergent ratings for the same individual, the Gambling Commission ...
KBRA’s latest quarterly report reveals that while most middle market borrowers have adapted to higher interest rates, 5% face heightened default risk in 2025. With nearly $922 billion in debt under ...
Discover how Agentic AI in fintech can revolutionise financial services with autonomous intelligence, enhancing efficiency.
S&P Global Ratings confirmed its 'CCC/C' long- and short-term foreign and local currency sovereign credit ratings on Argentina, maintaining a stable outlook. The agency also increased its transfer and ...
Vendorcredit simplifies credit access for African businesses through its digital platform. We are passionate about delivering ...
A Comparative Analysis of Predictive Performance” and “Real-Time Data Processing in Credit Risk Assessment: Enhancing Predictive Models and Decision-Making” These publications provide ...
Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.
Currency investing is a well-established corner of institutional investing that has the potential to provide stable returns.
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