However, FamZoo charges a couple of big fees that weigh against its benefits. The card comes with a $5.99 monthly pay-as-you-go fee and an up to $4.95 cash-reloading fee. Greenlight's kid-focused ...

The card earns 5% cash back (up to a spending cap) in your top spending category each billing cycle. Everything else earns an unlimited 1% back. This no-fuss, high-earning cash back card is ideal ...