But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

If you're looking for the best 2-year CD rates, you'll likely find them at online banks and credit unions. These financial institutions can far outpace the average APY (Annual Percentage Yield ...

Interest is compounded daily and credited to your account monthly. If you take money out of your CD during the agreed-upon term, before its maturity date, you’ll be charged a penalty for early ...

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Opening a jumbo CD isn’t for everyone, but it could be an option if you’re a high earner or investor looking for conservative, steady yields to pair with your retirement and investment portfolio.