I have substantial IRA’s, annuities and life insurance which have beneficiary designations and want to make sure they are distributed the way my will provides. Do I need to do something extra?

A recent ruling shouldn’t necessarily lead clients to name their spouse as beneficiary of their registered plans ...

Most life insurance companies require beneficiaries to be named when you buy your policy, although you can always add or change a designation later. If you receive life insurance through your job ...

He earned the Chartered Financial Consultant® designation ... term life insurance. Term life insurance is a type of life insurance that provides a lump sum (or death benefit) to a beneficiary ...

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website ...

“Life insurance. Do I actually need it? Why?” “How much should I have?” These are the questions financial planners hear all the time. The answer to number one is there’s a good chance ...

Unlike term life insurance, permanent life insurance is designed to last a lifetime, It will provide a death benefit for your beneficiaries no matter when you die, as long as your premiums are paid.

At its core, life insurance provides money to your beneficiaries in the event of ... to pay taxes on the interest that has accrued. Some forms of permanent life insurance can pay dividends to ...

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...