The loan tenure for gold loans usually ranges from a few months to three years. (Image: Financial Express) Gold is a valuable asset that can help you secure a loan in times of financial need.

Reserve Bank of India (RBI) plans to ask banking lenders to follow stricter underwriting processes for gold loans and monitor the end-use of funds as it tries to cool growth in the fast-growing ...

Gold Loans: India's central bank plans to enforce stricter underwriting processes for gold loans, ensuring ethical business practices and financial stability. This includes enhanced background checks ...

The Congress on Tuesday (March 4, 2025) cited a report of the Reserve Bank of India (RBI) to flag the rising gold loans, and claimed that the Indian economy is in the middle of a “Modi-made ...

Gold loans have become a favoured financial solution for individuals requiring immediate access to funds. Unlike personal loans, which usually demand extensive documentation and credit checks ...

Since September 2024, gold loans from banks have risen by 50%, significantly outpacing the growth of overall loans. This increase is partly due to stricter regulations on unsecured lending. In India, ...

The Congress on Tuesday flagged the issue of rise in gold loans and claimed that the Indian economy is "deep in a Modi-made crisis". Congress general secretary in-charge communications cited the ...

Reserve Bank of India has asked internal auditors at banks and non-bank lenders to verify whether banks are in compliance with gold loan regulations from Sept. 30.According to two bankers in the know, ...

The Reserve Bank of India (RBI) is planning to introduce stricter guidelines for gold loans. The move, which aims to promote ethical business practices and ensure financial stability within the ...

Determined by a combination of factors including international market behaviour, demand, supply and inflation, among others, gold prices in India are indicated by the Multi Commodity Exchange of ...