An acceleration clause allows a mortgage lender to demand full repayment of the loan if certain conditions are not met. This ...

A mortgage goes into default when the borrower is unable to make on-time payments or cannot uphold other terms of the loan. Mortgage lenders typically begin foreclosure three to six months after ...

While it may not always be in a lender’s best interest to initiate a foreclosure against a borrower in default for a non-monetary term of the loan, it is nonetheless an option which remains available ...

Delve into the world of mortgage trends and industry insights with our MP Access Show. Join us as we uncover the intricacies of the mortgage industry, one episode at a time.

A high-ratio mortgage involves borrowing more than 80% of a home’s sale price and paying for mortgage default insurance. Many or all of the products featured here are from our partners who ...

When you take out a mortgage loan, you agree to have a lien placed on your property, which financially protects the lender if you default on the loan. Here’s a closer look at mortgage liens ...

The ECB study finds that while Eurozone banks are beginning to price physical climate risks into mortgage rates, many still ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

When you miss a mortgage payment, your lender will often give you a 15-day grace period, during which you can pay without ...

Arrears prove Canada’s market is safer. Despite a bubblicious home price run-up pre-March 2022, rising unemployment and the biggest proportionate increase in rates since 1982, only 21 out of 10,000 ...

Legal League leadership shares their insight on the state of the default servicing industry and trends in the marketplace in ...

The February 2025 U.S. Foreclosure Market Report from ATTOM Data Solutions, a curator of land, property data, and real estate ...