RBC’s prime rate is the basis for its variable-rate lending products, like mortgages, credit cards and lines of credit. When the Bank of Canada adjusts its overnight rate, RBC’s prime rate ...

When people talk about mortgage rates, they're typically referring to national averages. But if you're getting ready to buy or refinance a home, these averages aren't always super useful.

Down Payment: This is the part of your home's purchase price that you pay upfront, not covered by your loan. The amount you pay as a down payment can influence your mortgage interest rate.

MBA vice president Joel Kan noted that three weeks of higher mortgage rates has cooled the pace of applications. While rates are still solidly down from where they were a year ago, some buyers may ...

Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Compensation is higher for Featured placements. This table does not include all companies or all available products. Keep track of constantly changing mortgage rates across a variety of lenders. Lock ...

Along with the above information, plug in the home price, down payment, interest rate and loan term into a mortgage calculator to determine the most accurate monthly mortgage payment estimate.

Beeston says that the lender you choose will also have a major impact on the rate you end up with. Use our free mortgage calculator to determine what your monthly payment might look like based on ...

The following table includes posted conventional mortgage rates, or those based on down payments of 20% or more, at Canada’s chartered banks. They do not include discounted mortgage rates.

As of 1:22:09 PM EST. Market Open.

Mortgage interest rates slipped lower over the past week, settling at the lowest level of 2025, but remaining elevated enough to stifle normal levels of buying and selling in the housing market.