Definition: A risk that conforms to the norms and specifications of the insurance policy in such a way that the criterion for insurance is fulfilled is called insurable risk. Description: There are ...

Definition: Underwriting risk refers to the potential loss to an insurer emanating from faulty underwriting. The same may affect the solvency and profitability of the insurer in an adverse manner.

Car insurance can be costly, especially if you have tickets, accidents, a teenager, or other risk factors hiking your rates. But it's possible to meet state requirements, protect yourself and your ...

Lars Powell, Ph.D. Executive Director of the Alabama Center for Insurance Information and Research Read answer Lynne McChristian Director of the Office of Risk Management & Insurance Research Read ...

Who's this for? Smokers pay more for life insurance but Ethos has reasonable rates for smokers in good health and with no other risk factors. In most cases, you can get up to $2 million in ...

Best car insurance companies Best for affordability: Travelers Best for availability: Geico Best for high-risk drivers: Dairyland Best for customer satisfaction: Erie Insurance Best for seniors ...

Younger and inexperienced drivers are more likely to be in accidents, which results in higher car insurance rates. Location-driven risk factors include accidents, theft, vandalism, other car ...

Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

For more information, see our expert panel. Life insurance is as complicated as the policyholders and beneficiaries who use it. That means there's no single "best" life insurance company.

New recommendations on how to define obesity would reduce the emphasis on body mass index and also take into account health ...