Definition: A risk that conforms to the norms and specifications of the insurance policy in such a way that the criterion for insurance is fulfilled is called insurable risk. Description: There are ...

Definition: Underwriting risk refers to the potential loss to an insurer emanating from faulty underwriting. The same may affect the solvency and profitability of the insurer in an adverse manner.

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

Richard Seiersen at Qualys, asks what goes into a risk operations center and how can it improve your security approach.

Policygenius examines the simultaneous popularity and mystery surrounding annuities in an uncertain American economy and ...

THE ‘most significant risks’ facing the council include the ‘stability’ of its financial position and a fungal disease affecting ash ...

Car insurance companies consider motorists with a history of at-fault accidents, speeding tickets or DUI convictions high-risk drivers and charge them some of the highest rates of any demographic.

High-risk auto insurance costs an average of $1,589 per year for minimum coverage and $4,374 per year for full coverage. Our top pick for the best cheap high-risk auto insurance is Travelers due ...

If you have a traffic citation, lack driving experience or have poor credit, then insurance companies may consider you a high-risk driver — and charge higher rates or refuse to give you a policy. But ...

Binding authority works particularly well for smaller, more homogeneous risks. In Munich Re Specialty’s case, the portfolio ...

For example, if you own a home or business and have a government-backed mortgage, you’ll be required to have flood insurance if you live in a high-risk flood area. The price of flood insurance ...

British drivers have a massive gap in their knowledge when it comes to understanding motor insurance excesses and it could ...