1. Determine Whether You Need Goals-based or Cash-flow-based Software "Planning advice can be generalized as goals-based or cash-flow-based, and knowing this first is a good starting point in ...

The planner shows total income versus total expenses each year so that you can track cash flow. If you’re wondering ... to retire even earlier. This planning software is easy to use and lets ...

And I believe that one of the best ways to find that particular form of financial happiness is to use cash flow analysis in your retirement planning. Next, add up your projected expenses year by year.