Can I Use Zelle Without a Bank Account? You may not be able to use Zelle without an eligible bank account, even if you had in the past. Zelle previously allowed users to sign up via its own mobile app ...

After March 31, 2025, consumers will not be able to send or receive money on the standalone Zelle app ... account will earn a promotional rate of up to 4.86% APY for the statement cycle in ...

Zelle is a peer-to-peer (P2P) payment platform that allows enrollees to send and receive payments directly from their bank account using an email address or phone number. Users can send money to ...

One of the most popular options is Zelle — a user-friendly platform where transfers typically take just a few minutes, as it relies on the Automated Clearing House (ACH) system to speed up payments.