When planning for your retirement, one of the most critical decisions you will make is structuring your estate plan. Many consider naming a trust as their Individual Retirement Account (IRA) ...

Acronyms like CRT, CRAT, CRUT and NICRUT could have many clients' heads spinning. Here's a guide to the key pros and cons for ...

Higher Monthly Income: Investing in index or flexi-cap funds can provide significantly higher monthly withdrawals than a ...

The Annuity Guru highlights the benefits of upgrading outdated fixed indexed annuities (FIAs) for retirees. Newer FIAs offer ...

A sudden windfall can be both a blessing and a source of stress, especially if you are unsure of the tax rules and how to ...

One can add a second life or a minimum guaranteed option to the annuity to ensure that there is income for your spouse or ...

Gain clarity on life insurance inheritance rules with a complete guide that covers legalities, taxes and distribution options.

Explore the benefits of using annuities within traditional and Roth IRAs to generate guaranteed lifetime income. Learn about ...

Due to uncertainties like these, many Americans are turning to annuities. An annuity is a contract between an insurance company and a consumer that provides dependable retirement income.

Some annuities pay a death benefit to beneficiaries, either as a lump-sum payment or a percentage of regular income payments. However, the death benefit might not be all that generous or might not ...

Running out of income is a primary concern for most retirees. Immediate annuities offer a financial alternative to help meet retirement income needs by providing a steady stream of income ...

See reviews below to learn more or submit your own review. Pacific Life Annuities specializes in retirement income products. With a history dating back to 1868, the company offers immediate ...