and all are FDIC insured up to $250,000. Rating image, 4.00 out of 5 stars. 4.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication ... (See our methodology for more information on how we choose the best high-yield savings accounts.) ...

brick-and-mortar banks and credit unions with sign-up bonuses for new account holders. (See our methodology below for more information on how we created this list.) Best checking account bonuses ...