Either way, don't expect annuities and CDs to go out of style anytime soon. Not when you can lock in a rather decent interest rate without having to take on excessive amounts of risk. At the end ...

Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

Let's take a look at high-yield savings accounts vs. no-penalty CDs, which typically have similar APYs, to see how they can help you in the current economic climate. A high-yield savings account ...

Fixed immediate annuities work a lot like CDs. In exchange for a certain upfront payment, your annuity provider agrees to pay you a set income regularly. This effectively removes risk from ...

With an annuity, you don't have to worry about outliving your retirement savings, no matter how old you live. With some investments, such as certificates of deposit (CDs), you may owe taxes when ...

“You’re getting a fixed rate of return, although it can be higher than what many CDs offer.” With a fixed annuity, you can choose to receive guaranteed payments for a set number of years or ...

With Trump’s tariff recently causing a sudden spike in stock market volatility, it’s not hard to imagine that many folks are ...

Annuities May Have Early Withdrawal Penalties Like certificates of deposit, or CDs, deferred annuities have surrender charges if you withdraw your money early. Surrender periods vary from two ...