Either way, don't expect annuities and CDs to go out of style anytime soon. Not when you can lock in a rather decent interest rate without having to take on excessive amounts of risk. At the end ...

Both CDs and fixed annuities can be used as a safe way to invest for retirement, often earning a fixed return on your funds. CDs are commonly offered from banks and credit unions, while fixed ...

Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

Guaranteed deposits, such as bank CDs and fixed-rate annuities, may pay less, but both the interest income and principal are assured (although in different ways). Most retirees use a portfolio of ...

Let's take a look at high-yield savings accounts vs. no-penalty CDs, which typically have similar APYs, to see how they can help you in the current economic climate. A high-yield savings account ...

An annuity is a contract with an insurance company that promises to pay the buyer a steady stream of income in the future, such as after retirement.

Fixed immediate annuities work a lot like CDs. In exchange for a certain upfront payment, your annuity provider agrees to pay you a set income regularly. This effectively removes risk from ...

“You’re getting a fixed rate of return, although it can be higher than what many CDs offer.” With a fixed annuity, you can choose to receive guaranteed payments for a set number of years or ...

With an annuity, you don't have to worry about outliving your retirement savings, no matter how old you live. With some investments, such as certificates of deposit (CDs), you may owe taxes when ...

"Right now, some fixed annuities make an attractive alternative to both bonds and CDs in a portfolio, due to the principal guarantees and interest rates offered," says William Stack, financial ...