Are credit card rewards really ‘free’ money? The truth is, someone has to pay for those rewards, and it could be you. Many rewards credit cards charge an annual fee, which you ...

Commissions do not affect our editors' opinions or evaluations. Most hotel and airline credit cards let you spend your way to free flights and hotels by earning points. However, some credit cards ...

Some credit cards also offer interest-free financing periods of a year or more for new purchases and balance transfers. The best 0% APR cards offer 15-,18- and 20-month long 0% APR periods.