One factor they consider is your credit score, a three-digit number calculated by analyzing your financial actions — such as debt and payment history, the age of your accounts and your credit mix.

Wondering how to check credit score for free? Learn the best ways to access your credit score without paying a cent.

Commissions do not affect our editors' opinions or evaluations. If your credit score is 600 or below, solid credit card options are still available. We’ve done the research, and these are some ...

The average credit score is 715. Older Americans have higher average credit scores. The average credit score for baby boomers is 746, while the average credit score for millennials is 691.

You can also check out our list of best credit cards for alternative options. Your credit score can determine your ability to reach many of your financial goals, whether it's purchasing a house ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent ...

However, that excitement can quickly wane, turning into impatience as you wait for your credit score to catch up. It begs the question: How long does it take for credit scores to go up after ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.