Identify key income sources for retirement: Social Security, pensions, annuities, and savings. Calculate needed retirement income as 80% of current pre-tax income, adjusting for lifestyle.

‘When you retire, you expire. I’m determined to do ... “I tried to get sponsorship for the PhD in the US and UK, but had no luck, so I am spending my savings on this.” ...

However, unforeseen circumstances, such as health issues, job loss or increased caregiving responsibilities, can force early retirement. But factoring these possibilities into retirement savings ...

5. Lower your housing expenses, if you can If you're open to relocating, consider places with lower taxes and housing costs so you can put more money toward your retirement goals. A decade ago ...

When entering retirement, would it be best to transfer your pension fund and 401(k) from your employer account to your own personal individual retirement account (IRA), keeping them under one roof?