It's the best of both worlds, truly. A bright red puffer coat has been at the very top of my shopping list all winter long. This style is easily the coolest I've seen, thanks to its built-in scarf.

"It's 2025 and you're sitting in the house with coats on to keep warm, that's ridiculous." That is just one of the struggles facing people like Denis Loughlin affected by cuts to winter fuel payments.