Essential tax numbers: Updated for 2025 | Advisor.ca
2024年11月21日 · The staff of Advisor.ca have been covering news for financial advisors since 1998.
How should trusts flow capital gains to beneficiaries in 2024?
2024年7月5日 · AdobeStock / Travis. Trusts may have extra accounting to do this year thanks to the higher capital gains inclusion rate (CGIR). Personal trusts that flow out capital gains to …
Pros and cons of family trusts | Advisor.ca
2024年9月25日 · AdobeStock / Nishihama. While recent changes in federal tax policy may affect whether trusts represent the best planning strategy for some families, the vehicles still have …
Long-term care and the principal residence exemption
2020年5月5日 · Kali9 / iStockphoto.com According to 2016 census data, 6.8% of Canadians 65 or older live in nursing homes or residences for seniors. The proportion jumps to 30% among …
When naming minor beneficiaries causes major complications
2020年8月7日 · A lack of planning can impede your client’s wishes. When your client leaves assets to a minor — either as a beneficiary of the client’s will or a named beneficiary of a …
Total TFSA contribution room to rise above $100K in 2025
2024年10月15日 · AdobeStock / Alex. The TFSA dollar limit will be $7,000 in 2025, matching the 2024 amount. That means the total contribution room available next year for someone who …
Transferring a 401(k) or IRA to Canada | Advisor.ca
2020年11月26日 · Clients who lived and worked in the United States may have accumulated retirement savings in U.S. plans. Or they may have inherited a U.S. plan on the death of a …
Why investors should consider Canadian dividend-paying stocks
2024年11月18日 · iStock / da kuk. Canadian dividend-paying stocks offer an attractive opportunity as interest rates decline and investors search for yield. “As interest rates come down, …
Should business owners avoid CPP by paying themselves dividends?
2024年3月20日 · AdobeStock / Loreanto. Incorporated business owners are often skeptical of paying into the Canada Pension Plan (CPP). They believe they’re getting a bad deal by paying …
Long-term care: How much it costs and how to pay for it
2024年7月29日 · iStock / Grandriver. Clients often don’t budget for long-term care in their retirement plans, which can be a considerable expense. While the public system is subsidized …